Financing?? Need Help finding a finance company! - JustBreastImplants.com Forums - Breast Augmentation, Breast Implants, and Plastic Surgeons

Regan713 · 11-28-2007, 11:58 AM

For those of you that didn't use cash or your credit card:

I just had my consult the other day and now I am trying to find a finance company with the lowest APR %. I haven't schedule my BA yet, I don't want to until I find a pretty reasonable financing. I think the best offer I will get is 10.9 %? This is what one company offered me with decreasing payments. I am hoping to pay off my loan in 4 or 5 years. Did any of you take out a loan for your breast implants?? This is my only way possible.

Please help me out girls. If any of you know a good loan company or any of that jazz, please let me know. I want to set up my BA, but won't do so until I am comfortable with my finance!!

Thanks Ladies!!!!!

sillyp · 11-28-2007, 12:40 PM

Capital One Health financing is good and who my surgeon prefers but we ended up using Citi Financial because they gave us a better rate and lower payments for 4 years. You can check out both of their websites.

HTH

oh so swish · 11-28-2007, 02:01 PM

Find a doctor first. Not all doctors use the same finace company. So perhaps you get set up with care credit but the doctor you really like doesnt accept it. Its better to let your doctor choose your credit instead of your credit choosing the doctor!~

Regan713 · 11-28-2007, 02:46 PM

Well, I'm already set on the Dr. I just was curious with the financing. They have a link for capital one healthcare, which is decent, but I'll try to see what Citi Financial offers me. I actually use Citi Card as my credit card, so maybe I can get a pretty decent rate because I'm really good with their card and pretty outstanding credit overall as well..

Anyone else that has advice, please let me know. Thanks to the both of you that have already posted a response!! Appreciate it!!!

sillyp · 11-28-2007, 05:30 PM

Our loan through Citi was issued directly to us by check and we deposited it to our checking account and paid the surgeon like we were paying with cash. Just FYI. Yes, doctors only accept specific credit when financing directly through them -but if you get your own financing/loan, you can get the loan amount issued directly to yourself. Just wanted to clarify.

Regan713 · 11-29-2007, 12:14 AM

Ohhh...I actually didn't know that or even think of it like that!! Thanks soooo much!! I filled out the application online today for citi financial, and will expect a call tomorrow. Hopefully I get good news!!! Thanks sillyp!

11-28-2007, 11:58 AM	#1
Regan713 Join Date: Nov 2007 Location: Albany, NY Posts: 138 Thanks: 104 Thanked 47 Times in 42 Posts	Financing?? Need Help finding a finance company! For those of you that didn't use cash or your credit card: I just had my consult the other day and now I am trying to find a finance company with the lowest APR %. I haven't schedule my BA yet, I don't want to until I find a pretty reasonable financing. I think the best offer I will get is 10.9 %? This is what one company offered me with decreasing payments. I am hoping to pay off my loan in 4 or 5 years. Did any of you take out a loan for your breast implants?? This is my only way possible. Please help me out girls. If any of you know a good loan company or any of that jazz, please let me know. I want to set up my BA, but won't do so until I am comfortable with my finance!! Thanks Ladies!!!!! __________________ Regan Central New York 5'7" 127 lbs Pre BA: 34 A/AA Post BA: 32D/34C 475 cc Mentor Round Mod Saline Unders/Areola incision Hoping for a re-do within next year. Want to go up to 650-700 cc. www.justbreastimplants.com/Lynch/

11-28-2007, 12:40 PM	#2
sillyp Join Date: Nov 2007 Location: Georgia Posts: 507 My Mood: Thanks: 112 Thanked 206 Times in 182 Posts	Capital One Health financing is good and who my surgeon prefers but we ended up using Citi Financial because they gave us a better rate and lower payments for 4 years. You can check out both of their websites. HTH __________________ 5'9, 145 lbs, 31" ribcage BA Birthday: 11/9/2007 Happily Married, Proud Mama to 2 wonderful children and #3 on the way!

11-28-2007, 02:46 PM	#4
Regan713 Join Date: Nov 2007 Location: Albany, NY Posts: 138 Thanks: 104 Thanked 47 Times in 42 Posts	Well, I'm already set on the Dr. I just was curious with the financing. They have a link for capital one healthcare, which is decent, but I'll try to see what Citi Financial offers me. I actually use Citi Card as my credit card, so maybe I can get a pretty decent rate because I'm really good with their card and pretty outstanding credit overall as well.. Anyone else that has advice, please let me know. Thanks to the both of you that have already posted a response!! Appreciate it!!! __________________ Regan Central New York 5'7" 127 lbs Pre BA: 34 A/AA Post BA: 32D/34C 475 cc Mentor Round Mod Saline Unders/Areola incision Hoping for a re-do within next year. Want to go up to 650-700 cc. www.justbreastimplants.com/Lynch/

11-28-2007, 05:30 PM	#5
sillyp Join Date: Nov 2007 Location: Georgia Posts: 507 My Mood: Thanks: 112 Thanked 206 Times in 182 Posts	Our loan through Citi was issued directly to us by check and we deposited it to our checking account and paid the surgeon like we were paying with cash. Just FYI. Yes, doctors only accept specific credit when financing directly through them -but if you get your own financing/loan, you can get the loan amount issued directly to yourself. Just wanted to clarify. __________________ 5'9, 145 lbs, 31" ribcage BA Birthday: 11/9/2007 Happily Married, Proud Mama to 2 wonderful children and #3 on the way!

11-29-2007, 12:14 AM	#6
Regan713 Join Date: Nov 2007 Location: Albany, NY Posts: 138 Thanks: 104 Thanked 47 Times in 42 Posts	Ohhh...I actually didn't know that or even think of it like that!! Thanks soooo much!! I filled out the application online today for citi financial, and will expect a call tomorrow. Hopefully I get good news!!! Thanks sillyp! __________________ Regan Central New York 5'7" 127 lbs Pre BA: 34 A/AA Post BA: 32D/34C 475 cc Mentor Round Mod Saline Unders/Areola incision Hoping for a re-do within next year. Want to go up to 650-700 cc. www.justbreastimplants.com/Lynch/

11-28-2007, 02:01 PM	#3
oh so swish Join Date: May 2007 Location: Walnut Creek, California Posts: 133 Thanks: 88 Thanked 28 Times in 28 Posts	Find a doctor first. Not all doctors use the same finace company. So perhaps you get set up with care credit but the doctor you really like doesnt accept it. Its better to let your doctor choose your credit instead of your credit choosing the doctor!~

Thread Tools
Show Printable Version Email this Page
Display Modes
Linear Mode Switch to Hybrid Mode Switch to Threaded Mode

Similar Threads
Thread	Thread Starter	Forum	Replies	Last Post
Financing - Care Credit	scarygirl	General Breast Augmentation Discussion	3	11-10-2007 03:14 PM