What is the best way to finance for your BA and how did you do it? - JustBreastImplants.com Forums - Breast Augmentation, Breast Implants, and Plastic Surgeons

Angie89 · 02-06-2008, 11:06 PM

I originally thought that I (or my parents rather

) were going to pay for it out of pocket, but it turns out the surgery is going to cost a lot more than we expected.
We were thinking in the ballpark of about $6,500 to $7,000, but it turns out that it is going to cost between $8,000 and $8,500!!!!
I am debating taking out a loan for the difference or maybe even for the whole thing
What is the best way to finance your BA?
How did you finance yours?

avbjessup · 02-06-2008, 11:23 PM

I paid for 1/2 cash and put the rest on credit - yikes! Check into Care Credit.

amo69657 · 02-06-2008, 11:24 PM

Yeah, I'm trying to find out how I'm going to pay for mine too! Just start saving money or talk to your PS about financing options....a lot of people on here have used carecredit or captialone I believe.

Angie89 · 02-06-2008, 11:26 PM

Quote:

Originally Posted by avbjessup

I paid for 1/2 cash and put the rest on credit - yikes! Check into Care Credit.

I was looking into Care Credit, is that what you used? Is it a good deal?
The interest rates seem low enough on your website but I'm postive that varies with one's credit history

Lucy21 · 02-06-2008, 11:28 PM

I would go to CareCredit.com and try to apply there. Or theres another finance company called ...*************.org. I was also informed that you can almost go to any bank and just pull out a personal loan as well. I am also looking into the financing as well for a breast augmentation! Good Luck!

avbjessup · 02-06-2008, 11:34 PM

Quote:

Originally Posted by Angie89

I was looking into Care Credit, is that what you used? Is it a good deal?
The interest rates seem low enough on your website but I'm postive that varies with one's credit history

No I didn't use it but I probably should have as my interest rate is pretty high on my VISA!

MMLynn · 02-07-2008, 12:12 AM

I was going to use Capitol One but ended up using my taxes.

lilbit20 · 02-07-2008, 12:54 AM

I'm in college and I get extra money back from scholarships, So I'm using that and I took out a student loan for the extra 1000 I had left over to pay. Gives me the option to pay now or wait till I graduate

if your in college and even if you dont have scholarship left overs, they often offer loans that have super low interest rates, pay now or later options, and your allowed to use the money for whatever you want. Dont know if its an option for you but it's an idea! GOOD LUCK!~!

Ellie · 02-07-2008, 06:51 AM

I've been saving and I'm doing the rest on credit card (I got one just for my ba) interest rates are heaps lower than personal loans

courtneyclv · 02-07-2008, 07:07 AM

I am going to use my tax refund and my husbands and put it toward my surgury. Then, put the rest on my credit card. Then, when I get a special transfer rate, transfer it at a lower apr.

ps-we have Care Credit for dental work..it isn't that good of a rate after 3 months....16.9%..with good fico score???

CAINAZ · 02-07-2008, 02:49 PM

We were going to pay cash, but we got hit hard my Uncle Sam last year, so we ended up financing through Care Credit. At the time there was a no interest for 18 months option available, so that is what we did. I almost have it paid off.

marbleeyes · 02-07-2008, 02:56 PM

I used credit medical. Paid the first $1000 cash and financed the rest

hotmamaof4 · 02-07-2008, 03:04 PM

I just used my tax refund for all but $700 of it... I don't have good credit, so I just have to keep contributing out of each paycheck until it's paid... I have a couple months get it all paid

Unless anyone has a suggestion for a small loan for someone with not so good credit...

ChicFashionista · 02-07-2008, 03:08 PM

How does one take out a student loan on a breast augmentation?

I started saving for my BA the moment I started thinking about it ... back when I thought it may just be something I think about, and never actually do. I wanted the money there just in case, because I knew I would never take out a loan for it. I figured that if I never got the BA, I could instead put the money towards my student loans.

So I paid cash for mine, and I noticed afterwards that my PS's fee turned out to be $500 less than my original estimate. I wonder if that's because I paid cash.

MustangSally · 02-07-2008, 04:21 PM

I also have poor credit, and because we are getting a hefty tax Return back, (THANKS KIDS!) I will be paying cash for the BA and the stay in Albuquerque.
My hubby qualifies for the loans, but won't let him transfer the money for MY surgery. So I guess he'll get LASIK.....
Anyway....that all there is to say about that....

02-06-2008, 11:06 PM	#1
Angie89 Is that pic really me? Join Date: May 2007 Location: Westchester, New York Posts: 465 My Mood: Thanks: 320 Thanked 146 Times in 114 Posts	What is the best way to finance for your BA and how did you do it? I originally thought that I (or my parents rather ) were going to pay for it out of pocket, but it turns out the surgery is going to cost a lot more than we expected. We were thinking in the ballpark of about $6,500 to $7,000, but it turns out that it is going to cost between $8,000 and $8,500!!!! I am debating taking out a loan for the difference or maybe even for the whole thing What is the best way to finance your BA? How did you finance yours? __________________ BA Date: June 16th, 2008 Mentor Moderate Plus Saline Implants 275cc f/t 300cc R, 310cc L So far 32/34 C/D www.justbreastimplants.com/Morello/

02-07-2008, 12:54 AM	#8
lilbit20 Join Date: Jan 2008 Location: London kentucky Posts: 123 My Mood: Thanks: 57 Thanked 28 Times in 25 Posts	I'm in college and I get extra money back from scholarships, So I'm using that and I took out a student loan for the extra 1000 I had left over to pay. Gives me the option to pay now or wait till I graduate if your in college and even if you dont have scholarship left overs, they often offer loans that have super low interest rates, pay now or later options, and your allowed to use the money for whatever you want. Dont know if its an option for you but it's an idea! GOOD LUCK!~! __________________ May your cups runnith over.... Height: 5 feet Weight:155 Pre BA:Stuffed C Implants: inamed saline Under the muscle, crease incision. CC's:700 Currently: Who knows...It depends on the bra.. Somewhere around a 38 H...

02-07-2008, 02:49 PM	#11
CAINAZ One Year Post-Op Already! Join Date: Apr 2007 Location: Scottsdale, Arizona Posts: 1,574 My Mood: Thanks: 380 Thanked 669 Times in 601 Posts	We were going to pay cash, but we got hit hard my Uncle Sam last year, so we ended up financing through Care Credit. At the time there was a no interest for 18 months option available, so that is what we did. I almost have it paid off. __________________ www.justbreastimplants.com/Cohen/

02-07-2008, 03:08 PM	#14
ChicFashionista Join Date: Nov 2007 Location: New York, NY Posts: 941 Thanks: 85 Thanked 408 Times in 324 Posts	How does one take out a student loan on a breast augmentation? I started saving for my BA the moment I started thinking about it ... back when I thought it may just be something I think about, and never actually do. I wanted the money there just in case, because I knew I would never take out a loan for it. I figured that if I never got the BA, I could instead put the money towards my student loans. So I paid cash for mine, and I noticed afterwards that my PS's fee turned out to be $500 less than my original estimate. I wonder if that's because I paid cash. __________________

02-06-2008, 11:23 PM	#2
avbjessup Join Date: Aug 2007 Location: Laramie, Wyoming Posts: 590 Thanks: 85 Thanked 238 Times in 196 Posts	I paid for 1/2 cash and put the rest on credit - yikes! Check into Care Credit.

02-06-2008, 11:24 PM	#3
amo69657 Join Date: Apr 2007 Location: Omaha, Nebraska Posts: 198 My Mood: Thanks: 188 Thanked 58 Times in 46 Posts	Yeah, I'm trying to find out how I'm going to pay for mine too! Just start saving money or talk to your PS about financing options....a lot of people on here have used carecredit or captialone I believe.

02-06-2008, 11:28 PM	#5
Lucy21 Join Date: Feb 2008 Location: Springfield, Missouri Posts: 2 Thanks: 0 Thanked 1 Time in 1 Post	I would go to CareCredit.com and try to apply there. Or theres another finance company called ...*************.org. I was also informed that you can almost go to any bank and just pull out a personal loan as well. I am also looking into the financing as well for a breast augmentation! Good Luck!

02-07-2008, 12:12 AM	#7
MMLynn Join Date: Dec 2007 Location: Someplace, Somewhere Posts: 1,744 Thanks: 484 Thanked 637 Times in 585 Posts	I was going to use Capitol One but ended up using my taxes.

02-07-2008, 06:51 AM	#9
Ellie Join Date: Jan 2008 Location: Perth Western Australia Posts: 755 My Mood: Thanks: 242 Thanked 222 Times in 213 Posts	I've been saving and I'm doing the rest on credit card (I got one just for my ba) interest rates are heaps lower than personal loans

02-07-2008, 07:07 AM	#10
courtneyclv New pics are up! Join Date: Jan 2008 Location: Las Vegas, Nevada Posts: 729 My Mood: Thanks: 1 Thanked 204 Times in 169 Posts	I am going to use my tax refund and my husbands and put it toward my surgury. Then, put the rest on my credit card. Then, when I get a special transfer rate, transfer it at a lower apr. ps-we have Care Credit for dental work..it isn't that good of a rate after 3 months....16.9%..with good fico score???

02-07-2008, 02:56 PM	#12
marbleeyes Join Date: Dec 2007 Location: London Ontario Posts: 115 Thanks: 5 Thanked 24 Times in 23 Posts	I used credit medical. Paid the first $1000 cash and financed the rest

02-07-2008, 03:04 PM	#13
hotmamaof4 Join Date: Apr 2007 Location: Paradise, California Posts: 312 Thanks: 110 Thanked 111 Times in 105 Posts	I just used my tax refund for all but $700 of it... I don't have good credit, so I just have to keep contributing out of each paycheck until it's paid... I have a couple months get it all paid Unless anyone has a suggestion for a small loan for someone with not so good credit...

02-07-2008, 04:21 PM	#15
MustangSally Join Date: Jan 2008 Location: New mexico Posts: 188 My Mood: Thanks: 111 Thanked 61 Times in 46 Posts	I also have poor credit, and because we are getting a hefty tax Return back, (THANKS KIDS!) I will be paying cash for the BA and the stay in Albuquerque. My hubby qualifies for the loans, but won't let him transfer the money for MY surgery. So I guess he'll get LASIK..... Anyway....that all there is to say about that....