Those that said heck with it, I'm buying em. 6months to a yr. later, are you happy?

[scarygirl]

This thread is for those that maybe couldn't really afford BA, but after years of frustration decided to take the plunge. I'm kind of at that point right now. I am soo sick of waiting for something that I know will improve my life for the better, but have been putting off due to personal finances.

As many of you know, I finally broke free of credit card debt. No more credit card debt, thank GOD almighty. But- I still owe a car loan another four and half years and SL (do I even want to know how long?).

If I receive the rebate check. I know it's wrong, but I hope I do. Between that, dogsitting, and paychecks I should be able to scrape together $3k by July. Add another $1500 and saline implants are a breath away. However, there are other uses this money could go to. My EF. Right now it stands at $120. Ick. A ROTH Ira. As of this moment, my retirement fund consists of future plans to be the best little WALMART PEOPLE GREETER EVER!

I just don't know what to do. I don't want to make a decision strictly on emotion, but at the rate I'm going I'll be in my forties before I see my first boobie birthday. That and as almost 35 year old single gal, I feel that my opportunities to meet that special someone are slipping through my fingers. People are always telling me, you should go on Match.com or this and that. Well, I would, but I am so uncomfortable in my own skin because of how I look I am terrified to throw myself out there. Then there is my job. The two ladies I work with, dress superbly. Me? I barely make it out in a t shirt and jeans. I guess you could say I've given up. Over Christmas, I went to a company dinner. I dressed teh best I could, but I wasn't dressed nearly as nice as they were. To be honest, I didn't want to go because I had absolutely nothing to wear. Still I managed to suck it up, only to be told by my lady boss, I thought when you went home to change you were going to come dressed up. Besides being totally rude, it just plain hurt, and pretty much in my mind solidified all that I was feeling.

So this is where I am at the moment. I definately plan on saving up for the boobs. I will also try my hardest to get my EF a little better stashed prior, I just don't know if I can be totally good like I should be.

Like the title says, those that took the plunge. Are you happy? Do you wish you waited? Even if it means you wind up being 7O?

[Barbara Ann]

For many reasons, but one being money. When I first started wanting a BA I was probably in my mid 30's but we really didn't have the "extra" money. Then later when we did have money, I had a hard time using it on getting boobs. But you know what? I finally decided I did want this and now I'm 48 and finally getting it.....tomorrow. I am so excited. I know I will say I should have gotten one long ago, but that's OK. You have to do what it best for YOU and you will know when the time it right. When I'm not sure what to do, I do nothing and wait it out till I have peace.
Barb

[scgme]

I don't have mine yet, but I feel for ya. Really, I do. I'm sure that most of us could probably find something better to do with the money that we are spending on out BA's. But if you look at it as an investment in yourself and your future, it really doesn't seem all that pricey. What price can you put on being comfortable in your own skin? I don't really think that there is any. If getting a BA is what you think will help you to become more confident in yourself, then I think it is absolutely worth it. Every post I have read here about whether or not these women are happy with the decision they have made-- complications or not-- has been positive. Many say that regardless of the problems that they may have encountered, that they would still do it again.

BUT, on the other hand, you've got to think about the what ifs. What would you do if you did, heaven forbid, have some complications? Where would you find the money to fix it? Would there be a source for these funds? Or would you just have to save up until you're able to afford a redo.

Personally, I think the risk is worth it. I CERTAINLY am not made of money and I'm kind one of those who is just saying to heck with it.

The very best of luck to you and whatever decision you make-- be sure to keep us posted

[lilbit20]

I'm pre BA but I thought id share anyway! I'm a college student, I have no money. hehe I do get back refund checks from school because of a scholarship, so I'm using that money for my boobs. I havent waited 10 or 20 years like some of these lovely ladies, but there are a million other things that money could go for. I owe a credit card for books, a small student loan, my car got hit by a deer (it could definatly be fixed) But I know that if i dont do it on a screw it I'm doing it kinda attitude, I'll never have the money or it wont be the right time. If it's gonna make you go hungry for a few months I wouldn't advise it or anything BUT if you think you can scrimp the money together and you know it'll make you happy GO FOR IT you can't take that money with you when your gone! On the other more responcible hand, remember that there are always risks for costly complications, sometimes needing other procedures. So make sure that you think about that before you leap....BUT I SAY LEAP ANYWAY!

[HailyMarie]

scarygirl,

I don't have mine yet, but I can totally understand your situation. My hubby and I are on a "debt diet" for those of you who know, for those that don't it's a very simple plan by Dave Ramsey! This guy knows his stuff, he's been there and back himself. Anyway, we're on this plan that we have $1000 emergency fund and we put everything we can into what he calls a "snowball" paying off your smallest debt to your largest debt. In doing this, we've paid on two credit cards and will be debt free by the end of this year, that includes my truck, my student loan, and our boat! But, I got in the same place just a few weeks ago when I realized we had the money for me to go through with this now. Now, like you, I've been thinking about doing this for YEARS and my hubby and I have been talking about it over those years. I felt ashamed asking him to do this as I had us on this debt plan. I know that Dave Ramsey would absolutely NOT agree with me doing this, but the way I see it, I'm taking a bit of a detour. The nice thing is, I'm not taking out a loan or putting them on a credit card. We're using cash. So, speaking from a little bit of experience, I would say go for it. I would agree with you and add the extra $880 to your EF just to bring it up to $1000. That would be a pretty safe EF in case any emergencies pop-up. But, the more I read your post, the more I think you may know about the Money Makeover. I don't think you would regret it, you'll get back on track of your debt in no time. That's our plan anyway!

[justdone]

HI Scarygirl,

Why would you want to put yourself into even more debt, when you are finally getting out of it?

When I went in to see my doctor, one of the first things he said to me after we had talked about a BA and Lipo, he said a lot of people go in and get these things financed and end up in a lot of unnecessary debt. That if I couldn't afford this, I shouldn't do it because it is purely cosmetic. I *know* he wasn't suggesting that I couldn't, but it was obvious that a lot of people really can't and financially end up causing themselves a lot of burden.


Personally I have been broke before and in more debt than I will ever let myself be in again. Long before my surgery date he had been paid.

Bottom line: Don't do it if you really can't afford to.

You need to think of all the consequences... What if you have to go back because of complications? Would you be able to afford it? What if you develope CC? What if one of them ruptures? (not everything is covered- just the implants- depending on the contract, you still have to pay for the OR, or the anesthesiologist, etc...)

I personally feel you should wait until you are financially stable enough that this would not cause you any financial burden........

take care,
Diane

[justdone]

Originally Posted by oceanlady

For many reasons, but one being money. When I first started wanting a BA I was probably in my mid 30's but we really didn't have the "extra" money. Then later when we did have money, I had a hard time using it on getting boobs. But you know what? I finally decided I did want this and now I'm 48 and finally getting it.....tomorrow. I am so excited. I know I will say I should have gotten one long ago, but that's OK. You have to do what it best for YOU and you will know when the time it right. When I'm not sure what to do, I do nothing and wait it out till I have peace.
Barb

Hi Barb,

Just wanted to wish you good luck and a fast recovery on your surgery tomorrow! I too waited till I could afford to do it, and then when I could, it took a lot more thinking about spending that sort of money. But on Dec 28th 2007, I got my BA and I'm 42.

take care,
Diane

[Karim1803]

although i am only 22.. i have been planning on getting it done for sure sense i turned 18... wanted them much younger! Everytime i got my income tax money back.. when i was 18..then 19..20..21.. i always found "better" things to spend it on etc. and felt like it was a selfish idea and there was so many othjer things i could spend it on sense I definitly dont have much money (or should i say we) BUT this yr i did just that.. we used my tax money.. Like i said we dont have alot of extra money or anytihng.. but I went for it.. and I am SO haPPY I did. I think it's so worth it. You ALWAYS have 'better' things you could spend the money on.. always... theres always other things. But i feel wonderful and just soo much better about my body. .especialy that area that i have hated for so long! And I think i deserved it.. I bet you do too!~ AND if you did have complications, you can find many doctors out there that will fix it for VERY little cost.. and you probably would be fine anyhow and not have complications, but i'm just sayin IF that were to happen.. My doctor only charges the hospital fee if somethin later went wrong*

[BflyInTheMaking]

Scarygirl,
What a thought provoking post!
I have wanted a BA since I figured out my breasts just weren't going to grow anymore (I was oh, 16-17?). I am now 40 (41 next month) and had my BA only 3.5 weeks ago. When I was in my 20's and thin enough, I couldn't afford it. In my 30's I was morbidly obese, but hey what do ya know, I could afford it (but I wasn't about to spend the money at that time). When I turned 38, I decided once and for all to do something about my weight with the final payoff being a BA. I wanted to do it all before my 40th birthday. Well, lost the weight before the 40th and the BA happened in my 40th year so overall, I met my personal goal. I will tell you though, it was the longest 23 years ever waiting for the right time and circumstances to have a BA. My only regret is having been overweight for so long but things happen for a reason and it all worked out and now I am tickled.
In my "skinny" mind (if I never would have had a weight problem and been skinny all my life), I think of BA the same as I do about having children. There's never really a right time. There will always be other things that coming up or other finances to deal with or better ways to spend the money. If we all waited until we could "afford" children or a BA (or a house, or a new car, etc....), there probably wouldn't be many of us around. My point is where there's a will, there's a way. If you want it bad enough, you will find a way to pay for it. May mean making sacrifices in some places, but hey, that's what life is about.
When it came time to pay for my BA, I felt absolutely no guilt what so ever. I have a great career and make decent money and get a decent bonus every year. I have always spent the money on everyone else or the house, never really on me. This was my year to spend my bonus on me and boy did it feel great. DH and DD have been nothing but supportive. I am fortunate to be in the position I am in but I have also worked really, really, really hard to get here and I can finally say I am enjoying it and it has definitely paid off.
I say go for it as soon as you can without going hungry or not being able to pay your bills. It sound like you are on the right track and are working your plan.
BTW, I work with two women close to your age that have successfully met men on EHarmony.com and ended up marrying them within the past year. One of them is maybe an A cup and is average in looks and personality and the other is maybe a B cup so don't sell yourself short when it comes to dating services. There are many different men out there with many different tastes. Believe it or not, there are men out there that love small, perky breasts (I know I am married to one....lol). So girl, own what you have and go into the world and make a difference! With or without your BA (I know, easier said than done) and then when you do get one, it will simply be icing on the cake.
I wish you the best.
Whew....long winded post....sorry!

[ALW]

I think if you want it you should do what it takes to make it happen even if it is in baby steps but never give up on your goal. It is an investment in yourself and your future, it will payoff if you start dating and feel confident, it could change your life. If I would have been single I would have done it a long long time ago, I was so not confident with my boobs and dating, hated the way they made me feel, never enjoyed sex much. Finding the wonderful man that I did without the boobs I'm glad I waited til now after I successfully nursed my 3 kids , that was important to me. I did take out a student loan for $1400 in college to pay for liposuction even though I was 116lbs I had an unattractive tire like pooch below my navel no amount of exercise would get rid of, that too was way worth it. Going into major debt would be bad but if it was me I would forget any kind of responsible saving for retirement temporarily and put it all into what is going to help you out now.

[Dragonomine]

11 months here and I'm totally in love with them!

[hotmamaof4]

Well, I haven't had my BA yet, but it is coming up soon. I totally understand what you're saying. I'm not made of money (far from it), and I've been wanting to do this for years. I have gone thru the guilt and feeling selfish, and worrying about the what-if's. This is what it comes down to for me: there will ALWAYS be something else more 'responsible' to spend the money on, and if I wait until there's nothing else that needs to be paid for, I'll be 80 before I get my BA! I decided to make myself a priority for once, and I am using our tax money to pay for my BA. Yeah, there are lots of things that I could spend it on, like paying down credit cards, etc, but that's the case every year. I just decided this is my reward for having four kids, losing 30 pounds over the last couple years, and finally quitting smoking. I DESERVE to to this for myself. Even though my EF is only about $500, I am still going forward with it. You only live once!

[Nica]

I'm not in your situation, but just thought I'd post a comment.

In my opinion, I would wait another year. Save up the money to do it so you can pay the majority of it off right away and build up your EF a little bit more. $120 won't help many emergencies. The RothIRA could maybe hold off if this is more important.

Do you think that your self-consiousness is all about your breast? It sounds like it goes beyond that. You should give yourself more credit and not let those ladies at work get to you and not let the "boob job" be an excuse for not getting out there and dating. Save up a couple hundred bucks and do some bargain shopping and buy a push-up bra. A part of feeling good is looking good, and I think this would be a great way to boost your confinence while you're saving. One more year will go by so fast and IMO it is better to be more financial set that what it sounds like you are and wait a year, than to put yourself into a bind now.

But really, you know what is best for you. Whatever you choose, I wish you the best! Get on match.com and start talking to men!! You might not hit the jackpot the first time around, but it's a great start and great practice!!