Need help on finance....

[branbri]

new here, I just had my consult today....just one problem I dont have the best credit..so I have a co signer.....
I just did chase health advance w/out co-signer and got declined...
the others my ps uses is
surgeryloans.com
Health 1 Loans
My Medical Loans


any one use these....or what was the easiest way for you to finance...

Thank you so much.

[Mabfl4l]

mymedicalloans is the easiest, if you have a down payment i put 2 grand down and financed the other 4 grand the first time around....

[MilitaryWifey1]

i actually got a loan with my husband through our credit union... try that!

[branbri]

well the thing is I dont have a down payment till tax time and the specail is up dec 31, and I have to get the loan on my own..... :-(

[77australia]

YOu could do a cash advance on your credit card and pay it off as soon as you get your tax money. The interest rate would likely suck - and it probalby isn't the best way, but certainly an option if you don't have any others. ;-)
HTH

[77australia]

actually -- better than a cash advance -- can you just put it on your credit card -- you should get a better rate for the few months you need to get the money...

[sumall]

Your best option would be for you and your cosigner to request a loan from your bank. They will have the best interest rate, hands down. You don't have to tell them what it's for -- a medical procedure is all the information they need.

[ladydraggin5302]

I got a care credit card and it has lots of payment and financing option but only cearting PS accept them I chose my PS and got lucky that he accepted it but if you don't mind thinking about using a different PS try getting the card then they have thousands of doctors to choose from but you would already know how much you were financed for I knew I had 7000 to play with go to gemoney.com and apply online
you can also use this card for eyes, vetrinarian, laser tatt removal any thing that involves health for you or your pet I have had this card before and like it.
let me know if you need anything else I can help you out if you get financed to navigate your way through finding a new doctor if the one you want now doesn't accept it.
Good luck!

[kmar]

Have you checked out Care Credit? www.carecredit.com They offer several options & there isn't a penalty for paying your balance off early. My PS works with this one exclusively.

[jenkay]

i also used care credit as well and no problems..my PS accepted it, however, the surgery center she used that day doesn't (argh!), but, i had a cc that has 0% interest until June 2010 for that payment - woot woot!

[betterlaterthan]

I would be willing to bet my life you can get that same special at tax time. The ps need business. That is why they are running a special in the first place. Every single consult that I had, a person called me afterwards to let me know that they were "running a special". With the economy the way it is you may even get a better special when tax season comes around. Good luck.

[branbri]

Thanks well I was declined by all 4 places my ps uses....I used a co signer but she doesnt really have credit cards so it didnt work for the full amount....I dont have a cc to put anything on. My credit is bad, its right under 500 and I have had 6 years off work staying home w/my twins..now I am back to working but that is it....
has anyone used YourLoanServices.com
loans for bad credit w/lower rates....I looked for 30 min and could find anything bad about them....so I cant figure out if they are a scam or not...


Thanks so much.